Research papers on e-banking in india

The following provisions of the Act have a direct bearing on the functioning of Internet banking in India: Operational risks arises with respect to the controls over access to a banks critical accounting and risk management system.

Your proposal will be written from scratch. The bank should also submit a security policy covering recommendations made in this circular and a certificate from an independent auditor that the minimum requirements prescribed have been met.

The banking business requires certain documents or records to be retained for a fixed period. This problem can be easily solved by applying the provisions of the Act. Internet banking is one of the current trends in the banking industry in India and also it plays a vital role to strengthen this industry by increasing its quality of service.

It is offered by computerized branches of certain banks. The progress of technology and the development of worldwide networks have significantly reduced the cost of global funds transfer. Personal relationship with the staff at the banks comes handy when requesting for faster loan approval or a special service which may not be available to the public.

It is an obvious notion that electronic internet banking and payments are likely to advance more or less in tandem with e- commerce. The reasons for selecting this topic is to compare all the different e-banking services provided by different banks to give the suggestions to improve the products in order to make competitive and customer friendly.

Genders also affecting the adoption of online banking services Females are low on side as compared to males when it comes to online banking services. Also better access i. Subsequently, the bank may incur financial losses because of transactions customers did not authorize.

Presently offered at more than locations, which covers all the major cities of the country Automated Teller Machines: However, large banks appeared to have a clear advantage over small banks in the range of services they offered. At present the electronic fund transfer facility is available in two modes and you can avail either of the following modes to transfer your funds: Table I presents the demographic characteristics of the respondents users.

In looking at electronic bill presentment and payment EBPP considerable cost saving can occur. A card that is used for storing and retrieving personal information, normally the size of a credit card and contains contains electronic memory and possibly an embedded integrated circuit.

The subject matter or the scope of the study is to confined the comparison of the e-banking services provided by the private sector banks in the Panipat city.

Thus, both banks and virtual banks incorporated outside the country and having no physical presence in India will not, for the present, be permitted to offer Electronic banking services to Indian residents. In recent past retail lending has turned out to be key profit driver for banks with retail portfolio constituting It ensures effective Regulation and Supervision.

Research Proposal on E-Banking

Electronic banking is the wave of the future. It also brings guidance for those banks, which are planning to build online businesses. But on the other hand, the effect of the Internet on the commercial side of the bank is negative. The Internet banking may require to determine the time and place of dispatch and receipt of electronic records.

Customers who have not adequately informed about their rights and obligation may bring suit against a bank. Reputational risk may involve actions that create a lasting nagetive public image of overall bank operations, such that the banks ability to establish and maintain customer relationship is significantly impaired.

Robust customer information management systems at the front- end, coupled with efficient fulfillment processes, can enable banks to shorten the delivery time of their products and services.A Comparative Study of Customer Perception toward E-banking Services Provided By Selected Private & Public Sector Bank in India Aligarh Muslim University, India Department of Commerce Abstract- The purpose of this paper is to determine the customer’s perception toward the e-banking services.

A total of E-banking. V. RESEARCH. Before initiating on „Impact of internet banking on customer satisfaction and business performance‟ an attempt has been made to summarise and synthesise the three most relevant concepts of the study viz.

internet banking, customer satisfaction and business.

Research Papers On E Banking In India – 751248

This research paper is focused on what are the drivers that drive consumers towards adoption of E banking. How consumers have accepted internet banking and how to improve the usage rate were the focus of research area in this study.

tables. The paper concludes with suggestion to make e-banking services more effective in the future. Key words: globalization, Technological advancement, E- banking, services, customer.

International Journal of Scientific and Research Publications, Volume 3, Issue 9, September 2 ISSN Electronic banking is a high-order construct, which consists of several distribution channels.

An Exploratory Study on Internet Banking Usage in Semi - Urban Areas in India This research paper was focused on to identify the factors that are the barriers for the usage of internet banking services Internet banking is a new delivery channel for banks in India. The i-banking channel is both an informative and a transactional medium.

Research papers on e-banking in india
Rated 0/5 based on 32 review